How to Apply Online to Insure Mobile iPhone Screen Insurance?

IPhone insurance
According to a report presented by Allied Market Research, repairing damaged mobile screens alone can take up to 25% of the entire cost. Further, a report by Digital Trends suggests that almost 50% of the smartphone users have ended up with a broken mobile screen at some point while using them.

High-cost smartphones like iPhone which range up to Lakhs may need up to Rs.9,000 – Rs.10,000 for repairing their mobile screens. Keeping the substantial amount required for repairing into consideration, several users don’t even get their mobile screens repaired at all.

Therefore, it is advisable to invest in a mobile screen insurance policy. First, the premiums to be paid are nominal and second; it offers multiple benefits.

Those who wish to know ways to buy mobile screen insurance online can look at the mentioned steps below.

How to buy?
Individuals often opt for Pocket insurance & Subscriptions like Mobile Screen Insurance plan from insurance aggregators like Bajaj Finserv to avail protection for their mobile screens. They can avail the high sum insured in return and acquire the monetary benefit should their iPhone mobile screen meet such unfortunate fate.

The process to apply for this insurance policy is provided below -

Step 1: Individuals need to browse the official website of smartphone insurance policy issuers for online methods. While most insurance issuers and aggregators today provide customers with the online facility to buy an iphone insurance plan, some may still rely on the conventional offline approach. However, the online approach is more comfortable compared to the offline approach as customers will have to visit the brand, which is time-consuming.
Step 2: Customers need to fill up the online form to buy mobile screen insurance in India by providing basic details such as policyholder’s name, contact number, date of birth, address, etc.
Step 3: After submitting the form, an OTP (one-time password) is generated which is sent to the registered mobile number of the customer. This number has to be provided in the portal for authentication purposes and to proceed further.
Step 4: Further, customers need to purchase the policy by paying the premiums using any of the payment methods like a credit card, debit card, mobile wallet, etc.

This is how individuals can purchase a policy for their iPhone and claim it later if the time comes when their smartphone’s screen gets damaged. Further, insurance aggregators or financial institutions also provide policies for other mobile accessories like charger, etc. Customers can also buy a mobile charger insurance policy and keep themselves financially equipped if their mobile charger gets damaged. 
Further, having a mobile screen insurance policy isn’t sufficient as customers should also know how to claim it. This is important because customers must be able to claim the sum assured should they need it.
How to claim a policy?
Customers need to contact the issuer of their mobile protection plan within 24 hours to report the incident of mobile screen damage. They can raise the claim by either contacting the customer support team via an email, calling a toll free number or by approaching the mailing address.

However, customers need to submit a few documents to the insurance issuer to be able to avail the claim successfully. These are - 
  • A duly filled form, mentioning all the mobile-related information and claim amount.
  • Documents supporting the claim.
  • FIR copy in case of damage caused to mobile screen due to theft or burglary. 
With such a mobile screen insurance policy in place, iPhone users will be able to evade the unfortunate financial setback coming their way. Further, some financial companies and insurance aggregators also provide electronic stationery insurance plans which provide financial coverage for a variety of electronic devices like printers, scanners, etc. 
Subsequently, with such an insurance plan in place, customers will have financial coverage against the threats caused to their mobile phone. Besides, this can be very beneficial for them as it provides more coverage than the extended warranty provided by the manufacturer.  

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